PERSONAL

Personal Checking Accounts

At Community First, we believe banking is personal. That’s why we’ve designed our Personal Checking Accounts to match your lifestyle, providing you with not just an account, but a partner in your financial journey. Let’s explore what makes our Pinnacle Checking Accounts and CFBC Smart Checking stand out.

Pinnacle Checking Accounts

Imagine a checking account that doesn’t just hold your money but rewards you for using it. With our Pinnacle Checking, for a modest $6.00 monthly membership fee, your everyday banking is not only easy but also rewarding. Remember, these are just highlights; more benefits are waiting for you! (Note: Insurance products are not FDIC insured or guaranteed by the bank.)

  • Cash Back Member Rewards

    Earn up to $40 annually for doing what you do every day. (Requires registration/activation; additional T&Cs apply)

  • Protection Where It Counts

    Up to $10,000 in Identity Theft Expense Reimbursement Insurance, $50,000 Common Carrier Insurance, and $10,000 in AD&D Insurance.

  • Peace of Mind

    Complimentary Cell Phone Protection and Roadside Assistance Service, because life’s little hiccups shouldn’t be a hassle.

  • Exclusive Perks

    Enjoy Travel and Leisure Discounts, $hopping Rewards™, and a box of complimentary checks annually. (Some benefits require registration/activation and are available via mobile or web only)

CFBC Smart Checking

For those who prefer simplicity and savings, our CFBC Smart Checking is your go-to:

  • No Hassles

    Say goodbye to minimum balance requirements and monthly service charges.

  • More Rewards

    Earn a “bonus rate” of interest and enjoy domestic ATM refunds by meeting straightforward monthly activities.

  • Convenience

    Get your statements electronically with our e-statements service.

Senior Checking

If you’re 50 or above, our Senior Checking caters specifically to you:

  • Earn Interest:

    Competitive rates to grow your funds.

  • Freedom:

    No minimum balance, no monthly service charge, and unlimited check writing.

  • Extras:

    An annual box of “Custom Creations” style checks, on us.

Discover the Community First Difference

Community First is not your average bank.

We’re your neighbors, dedicated to serving our community with a personal touch. Whether it’s our Pinnacle Checking with its myriad of benefits, our straightforward CFBC Smart Checking, or our respectful Senior Checking, we have something for everyone.

Don’t just take our word for it. Experience the Community First difference today. Visit us online or stop by in person to learn more about how we can help you manage your money more effectively and enjoy the perks of being part of the Community First family. 

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