SAVINGS
Personal Savings Accounts
Saving for the future is a cornerstone of financial health, and at Community First, we understand the importance of growing your savings securely and effectively. Our Personal Savings Accounts give you options tailored to your saving goals, whether you’re building an emergency fund, saving for a big purchase, or simply ensuring a comfortable future. Put simply, we’ve crafted savings solutions that directly benefit you.
Statement Savings
The journey to saving begins with a single step, and our Community First Statement Savings account makes that step as easy as possible. Starting with an initial deposit of just $50, this account is your gateway to disciplined savings. To keep things simple, maintain a minimum balance of $100 to avoid a $2 monthly service charge—a small requirement for the peace of mind and growth potential it offers.
We believe in nurturing the saving habits of our younger community members, which is why monthly service charges and minimum balance requirements are waived for children and students under age 18. It’s our way of investing in the future of our community, aligning perfectly with our values of support and growth.
Money Market Account
Ready to elevate your savings strategy? Our Community First Money Market account provides an attractive tiered interest system, rewarding you with higher rates as your balance grows. Open with just $50 and maintain a balance of $1,000 to steer clear of the $10 monthly service charge.
A money market account at Community First combines the benefits of savings with the flexibility of being able to access your funds. It’s the perfect choice for savers who want their money to work harder while still being within reach.
Certificates of Deposit
When you’re ready to commit to saving for a set period and earn a guaranteed return, our Community First Certificates of Deposit (CDs) are the ideal choice. With terms ranging from 90 days to 5 years and a minimum opening deposit of $1,000, CDs offer a safe and predictable way to grow your savings.
Our guaranteed rates provide security and peace of mind, knowing exactly how much your investment will yield over time. While bank penalties may apply for early withdrawal, CDs are perfect for those with specific savings goals in mind, offering insured safety for your hard-earned money.
Discover the Community First Difference
Community First stands by our values of integrity, quality, efficiency, and responsiveness, offering savings solutions that reflect our commitment to our customers’ financial well-being. Whether you’re a young saver just starting out, a seasoned investor looking for guaranteed returns—or someone in between—Community First has a savings option tailored to your needs.
We understand every penny saved is a step towards a more secure future. That’s why we offer a range of accounts to suit various savings styles and goals, all backed by the security and community focus that Community First is known for. With our personalized approach to banking, we’re here to help you make the most of your savings, supporting your financial journey every step of the way.
Start saving with Community First today and take the first step towards realizing your financial aspirations with confidence and ease.
